The Government of Pakistan, in collaboration with the State Bank of Pakistan, the Ministry of Finance, and 1LINK as a strategic partner, proudly introduces the Sohni Dharti Remittance Program (SDRP) — a first-of-its-kind remittance loyalty program. SDRP is a point-based loyalty program designed exclusively for non-resident Pakistanis (NRPs) who send remittances to their families in Pakistan through official banking channels or exchange companies. Below are the key features of SDRP program:
For tutorial videos of Sohni Dharti Remittance App, please watch the playlist below:
Gold - 10,001 to 30,000 USD annually * 1.25%* award of transaction amout
Green - 0 to 10,000 USD annually * 1.00%* award of transaction amout
Platinum - 30,001 to 50,000 USD annually * 1.50%* award of transaction amout
Diamond - 50,001 to 99,999 USD annually * 1.75%* award of transaction amout
Gold - 10,001 to 30,000 USD annually * 1.25%* award of transaction amout
Green - 0 to 10,000 USD annually * 1.00%* award of transaction amout
Platinum - 30,001 to 50,000 USD annually * 1.50%* award of transaction amout
Diamond - 50,001 to 99,999 USD annually * 1.75%* award of transaction amout
We are making your remittance journey simpler, safer, and stronger than ever. Managing beneficiaries is now smarter and more secure and you can enjoy updated points redemption and transfer options across passports, PIA tickets, State Life, FBR services, and more. The beneficiary Management functionality is available on SDRP App.
Sohni Dharti Remittance Program. An incentive program encouraging Non-Resident Pakistanis to use formal remittance channels to send their money and earn reward points to avail exciting privileges exclusively for remittance senders and receivers. Register in these easy steps and earn reward points instantly!
Sohni Dharti Remittance Program is an initiative to incentivize Non-Resident Pakistanis who send home remittances to Pakistan through official remittance channels. Registered users are eligible to earn reward points on remittances and avail exciting privileges exclusively for remittance senders and receivers.
How to Redeem your loyalty points For Utility Stores Corporation.
8 Simple Steps to Follow:
You can also browse the topics below to find what you are looking for.
Sohni Dharti Remittance Program (SDRP) is a Government of Pakistan initiative designed to incentivize Non-Resident Pakistanis who send remittances to Pakistan through official remittance channels.
Currently, as per SBP directives, SDRP is discontinued with effect from July 01, 2026. However, points already awarded and accumulated up to June 30, 2026, are available for redemption.
Exclusive loyalty benefits remain available for redemption with the program’s partnering public sector entities (PSEs) by SDRP customers until June 30, 2027.
The SDRP application is available for both Android and iOS devices.
Yes, there are three types of redemption limits in Sohni Dharti Remittance Program.
| Description | Limit (PKR) |
|---|---|
| Customer profile / day limit | – |
| Customer profile / month limit | 300,000 |
| S.No | PSE | Per Transaction / Profile Limit (PKR) | Per Month Limit (PKR) |
|---|---|---|---|
| 1 | BEOE | 2,500 | 7,500 |
| 2 | OPF | 20,000 | 60,000 |
| 3 | PIA | 300,000 | 300,000 |
| 4 | Passport | 20,000 | 50,000 |
| 5 | FBR | 200,000 | 200,000 |
| 6 | State Life | 200,000 | 200,000 |
| S.No | PSE | Velocity per Customer / Day Limit | Velocity per Customer / Month Limit |
|---|---|---|---|
| 1 | BEOE | ||
| 2 | OPF | ||
| 3 | PIA | ||
| 4 | Passport | 1 | 3 |
| 5 | FBR | ||
| 6 | State Life |
Note: All limits are simultaneously applicable on each customer profile.
| S.No | PSE | Current Services |
|---|---|---|
| 1 | FBR |
|
| 2 | Passport |
|
| 3 | State Life Insurance |
|
| 4 | PIA |
|
| 5 | OPF |
|
| 6 | BE & OE |
|
