Sohni Dharti Remittance Program

1LINK, along with Banks, the State Bank of Pakistan, and the Ministry of Finance, is proud to introduce a one-of-its-kind incentive program for Non-Resident Pakistanis and their beneficiaries. Sohni Dharti Remittance Program is designed to incentivize Non-Resident Pakistanis to use formal banking channels to remit their hard-earned money to beneficiaries in Pakistan.

1LINK has designed and launched an Android and iOS based Mobile App for users to register as a Remitter and earn points on their remittances sent to Pakistan through designated financial channels. Using the Mobile App, remitters can further enroll their beneficiaries and transfer loyalty points to them. The registered users would be eligible to earn reward points on all subsequent remittances as well as avail exciting privileges provided by government agencies exclusively for remittance senders and receivers.

The Remitter can register himself/ herself. The Beneficiary can only be registered after authorization by the Remitter.

For any queries and support, contact us at: [email protected]

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Don’t miss the opportunity to avail exciting rewards and benefits. Download Now

FAQs

Sohni Dharti Remittance Program is a Government of Pakistan initiative to incentivize Non-Resident Pakistanis who send home remittances to Pakistan through official remittance channels.

You will be eligible to receive loyalty points on every remittance transaction you send to Pakistan. The points will be awarded on the basis of the assigned criteria, and you can avail exclusive loyalty benefits at our partnering public sector entities (PSEs) for this program.

Any Non-Resident Pakistani, CNIC/NICOP holder, who has sent remittance to Pakistan starting October 1st, 2021 can register as a Remitter. A remitter can further register 01 beneficiary using the Sohni Dharti Remittance Program Mobile App.

Simply download the Sohni Dharti Remittance Program Mobile App from the Google Play Store or Apple App Store. Input few registration details, including your active Mobile No. and set a password and your registration request will be processed.

In case your transaction reference no. is not accepted on the Sohni Dharti Remittance Program App for registration, please check if:

  1. The home remittance was sent after October 1st, 2021.
  2. At least five working days have passed since you sent the remittance.
  3. The transaction reference no. has not been previously used for registration in the Sohni Dharti Remittance Program system.

In case your issue does not fall under any of the above, please call at +92 21 111 11 67 57 for further assistance.

We apologize for the inconvenience you are experiencing. For assistance on the matter, you can get in touch with our Contact Center representative at +92 21 111 11 67 57.

As a Remitter, you can register a Beneficiary against his/her valid CNIC No. using the Mobile App. The Beneficiary will receive a registration code along with the App download link on SMS on your provided mobile number, using which he/she can enroll as a Beneficiary. The registration code is valid for 03 days, after which the request will expire, and you will have to re-add the beneficiary.

Remitter will add you as a beneficiary. Once you added by the remitter, you will receive a registration code along with the App download link on SMS for the registration on the mobile number provided by the remitter.

Using the Transfer Points option on your App Home screen, you can select an active, registered beneficiary and enter the points value you wish to transfer. The points will be transferred to your beneficiary, and he/she will receive an alert for the same.

The beneficiary is advised to wait at least one working day for his/her points transfer. If the beneficiary does not receive his/her points, please get in touch with our Contact Center representative at +92 21 111 11 67 57.

There is no limit on transfer on points. You may send as many points as you hold at any given time, in a single transfer if you wish.

After you have registered as a Remitter, loyalty points are automatically calculated and awarded on your Mobile App on all subsequent remittances sent to Pakistan.

It may take up to five working days to get loyalty points awarded on your remittance sent to Pakistan.

You may use the Self Award Points feature on the Mobile App Home screen to generate a request for your points award, if not already awarded before. In case you are still unable to receive points against the said transaction, please call our Contact Center representative at +92 21 111 11 67 57 for further assistance on the matter.

Under the Self Award Points Feature, you can initiate a points award request for a remittance transaction where you have not received any points, provided over five working days have passed since your remittance transaction.

For Self-Awarding, only transactions done within the last one year will be eligible. Furthermore, remittances sent prior to October 1st, 2021 are not eligible for the Sohni Dharti Remittance Program.

The total value of annual remittance determines the loyalty category. Loyalty points are awarded on a fixed percentage of that value. The awarding percentages vary based on the category of the user.

Green (Default) – 0 to 10,000 USD annually – 1.00% award of transaction amount

Gold – 10,001 to 30,000 USD annually – 1.25% award of transaction amount

Platinum – 30,000 USD plus annually – 1.50% award of transaction amount

The remitter’s category will be automatically updated based on the USD amount of remittance he/she has sent in a fiscal year i.e., 1st July to 30th June. The categories will be re-set to Green starting every fiscal year.

For the purpose of redemption, 1 loyalty point is equivalent to PKR 1/-.

You can use your loyalty points to pay for applicable services at multiple public sector entities. For a list of available loyalty benefits and partners, check the View Loyalty Benefits page on your App Home Screen.

Yes, Roshan Digital account holders can also register for SDRP. However, loyalty points will only be awarded against the amount which will be consumed locally and cannot be repatriated.

You can only register for this program if you send the remittance to Pakistan in PKR. Remittance send in other currency is not eligible for registration.