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Pakistan’s first and the only domestic payment scheme

Making Pakistan the 28th country in the world to have its own domestic payment scheme. PayPak is owned and operated by 1LINK and was launched under the aegis of the State Bank of Pakistan with the objective to spur financial inclusion and digitization across the country. PayPak aims to empower every Pakistani with a world class modern and safe payment solution. A card that gives access to money wherever, whenever. Customers can easily access funds in their account through PayPak debit card that is accepted at all ATMs across Pakistan and at various restaurants, shops, malls and e-commerce websites. All transactions are locally Routed within Pakistan keeping customer’s personal information safe and secure as there is no need for cross-border transfer of any data. PayPak card’s chip ensures extra security, allowing contact and contactless payments with a simple tap & pay feature.

PayPak Hope

 

Discounts and Deals

Golootlo Deals & Discounts:
  • Enjoy exclusive offers at over 30,000 merchant locations across 158 cities in Pakistan with your PayPak card. Avail discounts at restaurants, salons, retailers, and more.
  • Avail deals 365 days a year with a free Gold category subscription on the Golootlo App for all PayPak customers.
Airline Discounts:
  • Save 10% on both domestic and international flights with Pakistan International Airlines (PIA).
  • Get 10% off on domestic flights with AirSial.

PayPak Life Insurance/Takaful & Fraud Protection

Life Insurance/Takaful:
 PayPak values your peace of mind and offers exclusive insurance/takaful coverage through partnerships with top providers. This benefit ensures financial security for your loved ones, whether you’re a new or existing PayPak cardholder.
  • Coverage Amount: PKR 100,000
  • Includes: Coverage for all pre-existing conditions
  • Eligibility: Available to active PayPak cardholders aged 18–65
  • Providers: Conventional Banking cardholders are covered by EFU Life Assurance Ltd., while Islamic Banking/Islamic Windows cardholders are covered by TPL Window Takaful Operations.
Fraud Protection:
 Your security is our priority. PayPak offers protection of up to PKR 30,000 per card per year against fraudulent or unauthorized transactions, including:
  • Fraudulent transactions occurring while PayPak card is in your possession
  • Unauthorized transactions on a lost or stolen PayPak card
  • Fraudulent digital transactions such as online funds transfers, bill payments, and recharges

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