Bill Payment Service (BPS)

Bill Payment Service (BPS)

Bill Payment System (BPS) by 1LINK is a collection platform where onboarded billers go live on financial institution’s Omni channels. Member banks can deploy bill payment service through their Alternate Delivery Channels.

Banks can deploy BPS that will allow:

• Hassle-free, 24/7 bill payment facility to customers unlike conventional banking
• Convenient payments of bills/challans/fee and purchase of tickets.

Currently 70 Billers are on 1LINK’s BPS which includes, but is not limited to utility companies, telecommunication service providers, government bodies (Federal Board of Revenue (FBR), Securities and Exchange Commission of Pakistan (SECP)), Airlines, Internet Service Providers (ISPs), education institutes etc. On average, 1LINK processes eight million (and growing) BPS payments per month. The bill payment service at 1LINK revolves around three key entities.

1BILL

The growing need of bill payment & customer focus on digital initiatives lead to a unified payment concept which enables customers to use a single payments interface – 1BILL.

1BILL offers member banks to integrate easily, and a user-friendly interface for consumer to pay all bills including but not limited to Credit Card bills, Utility bills, Government bills, Education fee vouchers etc.

1BILL simplifies the user-experience in electronic bill payments. With a unique customer ID, 1BILL eliminates the need of selecting billers individually from the drop-down menu for payments. Lesser steps, lesser screen-flows, hence an improved and quick user-experience to pay the dues. 1BILL also brings ease of integration for member banks i.e. one-time development effort required for addition of 1BILL and afterwards all current and future billers will be automatically enabled without any change at banks end.